Maximum Ira Contribution 2024 Over 60. Workers who contribute to a 401 (k), 403 (b), most 457 plans and the federal government’s thrift savings plan can contribute up. Prior to the secure act’s passage, people couldn’t contribute to a traditional ira if they were of rmd age or older.
(roth ira contributions at any age have long. Those 50 and older can contribute an extra $1,000 for a total of $8,000.